Universal Life

  • Employee face amounts from $10,000 to $250,000 (maximum six times earnings)
  • Issue ages 0-64
  • Cash value grows tax-deferred under current law. Guaranteed rate 4%; current rate adjusts based on economic conditions
  • Accelerated benefits rider included at no additional cost
  • Spouse, children’s and grandchildren’s coverage available, even if employee does not obtain coverage
  • Loan options

All benefits are portable. Products are guaranteed renewable and Issue Ages are 18-64, unless noted otherwise. Product availability, features, options and benefit amounts may vary by state. See actual policy for specific benefit information, including any exceptions and limitations.

For more information or to request a brochure, please contact:

Devan Twibell
(317) 704-8313